My Reality Right Now (or, Josef K Tries to Pay His Student Loan)
- I attempted to make a student loan payment last Wednesday.
- I gave my lender, Mohela, the correct number for an account with sufficient funds.
- Mohela accepted the payment and sent a receipt with confirmation number.
- The funds never moved from my bank to Mohela.
- Mohela does not know why the funds have not moved.
- My bank does not know why the funds have not moved.
- The advice of Mohela call center representative #1, with whom I spoke on Thursday, was to wait until Monday to see whether the funds move.
- The advice of Mohela call center representative #2, with whom I spoke today (Monday), is to wait until Wednesday to see whether the funds move.
- Since the account is now past due, Mohela will continue to call me daily to attempt collection. Call center representatives #1 and #2 are powerless to stop this.
- My instructions are that when Mohela calls tomorrow, I am to tell call center representative #3 that I have spoken with call center representatives #1 and #2 and to direct call center representative #3 to my file, which call center representative #3 will not have read before calling to collect my payment. Call center representative #3 will then see that we are all waiting to see whether the funds will move of their own accord.
- When Mohela calls Wednesday, I am to tell call center representative #4 that I have spoken with call center representatives #1, #2, and #3 and to direct call center representative #4 to my file, which call center representative #4 will not have read before calling to collect my payment. Call center representative #4 will then see that we are all waiting to see whether the funds will move of their own accord.
- If I have not heard from call center representative #2 by noon on Wednesday, I am to call Mohela and tell call center representative #5 what I have discussed with call center representatives #1, #2, #3, and #4. Call center representative #5 will then take the appropriate action, whatever that may be.
When they come for me, someone bring this blog post to my trial.